Merchants Bank Celebrates 110 Years In Business

by | Dec 8, 2017 | Business, City News, Community, Cullman City, Images, Interviews, People, Videos

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Merchants Bank Celebrates 110 Years In Business

One of Cullman’s most beloved institutions – Merchant Bank of Alabama – is celebrating its 110th birthday today.

The bank was formed back in December of 1907 in the City of Hanceville.

In the interim, Merchants Bank has become Cullman County’s go-to locally owned bank by often going way out of their way to help their customers.

As the times have changed, customers’ lives got busier, and Merchants Bank responded. They started opening the drive-thru lanes earlier, added Saturday banking hours, and incorporated the latest banking technology. The goal was to make their customer’s day easier.

As banking got more impersonal in the industry, Merchants bank offered local decision-makers with real power, long-time employees with a real connection to customers and a helpful, engaged bank person on the other end of the telephone call.

Unlike large banks, their employees and officers are dedicated and very active in Cullman’s charitable causes.

In this interview, Chairman and CEO of Merchants Bank – Steve Glasscock – takes on the role of bank historian recounting some memorable moments from the past AND explaining how their 110 year old business has changed to meet the modern standards and banking requirements of the 21st Century:

The Neighborhood Bank For What’s Around The Corner

Since opening their Cullman office in 1984, Merchants Banks has grown to a bank with assets of more than $250 million with branches in the communities of Fairview and Arab, and on Highway 157.

Their greatest asset is their reputation; the bank has the largest number of local depositors.

According to W. Clark Rainwater, Executive Vice President & Chief Financial Officer:

“Merchants Bank has never been about size. Instead, it is big with our customers. We believe people will find the power and advantages of a big bank here while retaining the feel, personal service and caring everyone expects from a local bank. That’s Merchant Bank!”

Merchants Bank Celebrates 110 Years In Business

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Merchants Bank Celebrates 110 Years In Business

Merchants Bank Celebrates 110 Years In Business

Timothy Collins

Timothy brings an insightful holistic perspective as well as a mountain man tenacity to his various roles at Cullman Today. You can reach him at

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